Cyber Insurance Retention Exposure Calculator
Estimate retained annual cyber-claim exposure from expected claim count, average modeled loss and per-claim retention.
Why use this cyber insurance retention exposure calculator?
Estimate retained annual cyber-claim exposure from expected claim count, average modeled loss and per-claim retention. It is intended for scenario planning so you can compare the commercial effect of changing the key assumptions before requesting or reviewing a formal quote.
Example
Start with the example values, replace them with the figures from your own quote, policy, contract or operating plan, then change one assumption at a time to see which input drives the result.
Important note
This is a retention budgeting scenario, not a prediction of cyber losses or insurance coverage. Sublimits, exclusions and aggregate retentions can change outcomes.
How to use it
Start with the inputs shown above, review the assumptions or options, then generate the result. Where the tool creates a file, keep the original until you have opened and checked the downloaded output.
Frequently asked questions
Is Cyber Insurance Retention Exposure Calculator free?
Yes. The core tool is free to use without creating an account.
Do I need an account to use Cyber Insurance Retention Exposure Calculator?
No. You can use the core Toolbox workflow without signing up.
Does Cyber Insurance Retention Exposure Calculator work on mobile?
Yes. Toolbox is designed for modern mobile and desktop browsers, although complex file workflows can be easier on a larger screen.